Zero interest credit cards are a great way to save money if one is mindful enough to select the best card that suits one's needs. While selecting a card, it needs to be remembered that card companies make money from the interest that they levy from customers. Accordingly it would be a bad idea to expect to purchase a credit card that contract no interest on the debt that has been availed by customers.

There are many companies in the UK that offer zero interest rate credit cards. For example, The Citi Platinum 12-month BT MasterCard offers 0% interest for 12 months at an average APR of 16.9%. Similarly, the Discover Platinum card also offers 0% interest for 12 months with an average APR of 10.99%. There are also other cards that offer similar facilities. For example, the Advanta Platinum Rewards MasterCard offers 0% interest for 16 months and an average APR of 7.99%. Similarly, the American Express Blue Credit Card offers 0% interest for 15 months and an APR of 11.74%.

Therefore there are so many companies that provide similar card offers, it is best to shop around for the best card that suits one's needs from the many offers that are available. While zero interest rate credit cards are useful to transfer debt from one card to another, one has to be very careful to ensure that one does not fall into misleading campaigns of credit card companies. Most companies will levy a balance transfer fee that could be as high as two percent of the outstanding debt. Similarly, the zero percent balance transfer offer may last for only a short period. In addition, one needs to be careful about the charges that such cards assetment on purchases, which may be very high.

Citi Cards, the world's largest provider of credit cards, today announces the release of the redesigned Citi Cards website www.citicards.com. The new website is the first of a series of accompaniments geared toward creating a best-in-class online experience for consumers. The focus of this first phase is to optimize the application process for potential customers, as well as existing cardholders who are seeking additional card products.

"The new design is the result of extensive consumer research as well as benchmarking against other leading financial services sites and best-in-class retail sites," said Rob Rosenblatt, executive vice president, Citi Cards. "The launch of the new Citi Cards website is the first element in the process of transforming every aspect of Citicards.com in order to enhance the online customer experience."

Highlights of the recently designed Citi Cards website include:

- A brand new look and feel that is clean and differentiated

- An easy-to-follow, same navigation scheme making it easy for browsers to find info quickly, toggle to other parts of the website, and avoid "getting lost"

- A Recovered Card Selector tool that makes it easy to find the right card

- An Enhanced Card Comparison Page, featuring "drag and drop" functionality and easy-to-scan card product features - making the card selection process into more of a true shopping experience

- Absolutely redesigned product pages that are instructive and easy-to-read

Chase Card Circuit City Rewards is a new program jointly created and introduced by Chase and Circuit City Stores, Inc. This is the latest credit card reward program from the two companies that aims to empower City Circuit consumers by giving them opportunities to earn rewards in all their Circuit City purchases. The Chase Card City Circuit Rewards can be availed by getting the new Circuit City Rewards Visa Card.

Under the Chase Card Circuit City Rewards, cardholders of the new Circuit City Rewards Visa Card is entitled to earn reward points totaling five percent on all card purchases made at any Circuit City store including through the Circuit City online store. They can also use the card to avail the special financing scheme of Circuit City.

However, the purchases under special financing or installment payment plan and purchase of gift cards are not qualified to earn reward points. But on the other hand, the Chase Card Circuit City Rewards honors the purchases that are made anywhere else by giving cardholders a reward point of one percent if they will use Circuit City Rewards Visa Card in paying their purchases in other establishments.

The Chase Card Circuit City Rewards program also has a flexible redemption process because it allows cardholders to redeem an item from Circuit City for as soon as they accumulated 500 reward points on their accounts. The 500 reward points is equivalent to $5 Circuit City reward certificate which they can be also used to pay for purchases at any Circuit City stores.

The cardholders of Circuit City Rewards Visa Card can likewise view their reward points through the website of Circuit City or by calling the customer service of the company at 800-603-8987. Interested consumers who would like to avail the Chase Card Circuit City Rewards may apply for the new Visa card and they will receive Instant Credit in Circuit City stores nationwide.

Chase Check Card Leisure Rewards

Chase Check Card Leisure Rewards is one the most popular check cards being used by million of people in and out the United States. Unlike typical check cards, this check card is unique and rewarding to use because it has easy reward features that allow cardholders to earn points when they use the said check card.

To give you an idea about the Chase Check Card Leisure Rewards, think of it as a checking card where you normally issue when paying for any purchase and at the same time give you points that you can redeem for wide variety of merchandise, movie passes, services and even airline tickets at no extra cost to you.

Althrough the Chase Check Card Leisure Rewards, you can earn points for every $1 spent on qualifying purchases made with this check card. You can also make automatic payment for your utility bills, insurance premiums, membership fees and your other fixed monthly expenses using this card. Simply call a customer service representative to guide you about using this feature.

All of these purchases or payments will be credited toward your bank account and are eligible to become points that you can use to exchange to Chase Leisure Rewards which includes exclusive reward items such as Marriott hotel accommodation, Red Door gift certificates, Continental Airlines tickets, golf and ski passes.

The Citi PremierPass Card combines the traditional points-per-dollar spent system with an airline regular flyer program where airline miles are awarded based on distance flown. The result is a unique reward program unlike any other. Catering to people with an excellent credit rating, the card is offered in three flavors – the Citi PremierPass Card - Elite Level, the Citi PremierPass Card and the CitiBusiness PremierPass Card.

With the Citi PremierPass Card, cardholders are eligible for one Thank You Network Point per dollar spent for any and all purchases. Cardholders are also eligible for one point for every mile flown on any airline of their choice. Thank You Flight Points are attained as daylong as the ticket is bought with the card, disregarding of who actually boards the plane.

However, if you have purchased a ticket for yourself and your kinsfolk on the aforementioned flight and utilize your Citi PremierPass Card for payment, only the airline miles for your ticket will be awarded. Nonetheless, this reward program is still alluring as points attained can be saved for all types of gifts through Citi’s Thank You Network. Also, modify though Thank You Flight Points are not convertible to airline miles, they are redeemable for airline tickets, in exchange for points attained through general purchases.

However, there is a container set at 100,000 points per year, but the points will not expire as daylong as cardholders charge at least one purchase every three years to the card in order to keep the account active. Apart from that, this card also offers additional perks such as no annual fees charged and a daylong 0% introductory rate of 12 months. APR rates are also reasonably low beyond the introductory period, although there is a minimum interest rate incurred for change advances.

So, the Citi PremierPass Card offers a good balance of advantages and disadvantages for cardholders. While the perks look pretty attractive, it is the outlay habits of the cardholder that will drive these benefits or advantages. In the end, modify if the perks are attractive, but a bad-spending usage will just get you into snowballing debt no matter how low the interest rates.